This used 2021 XC60 T5 is a highly cost-effective pick among best used cars: its original new car guide price was approximately $59,985, while the current used car prices hover around $24,828, offering a substantial saving of about $35,157 compared to a new vehicle. It comes with premium features like adaptive cruise control, 360° parking camera, and voice recognition system, which significantly boost its used car values. For buyers considering financing, this model qualifies for competitive used car loan rates, making it even more accessible. Based on market analysis, the vehicle's price is expected to experience a slight decline of 5-8% over the next three years, making it a stable choice for buyers seeking a luxury SUV with balanced performance and affordability—ideal for those looking to buy used cars without compromising on high-end features.